Discover cards offer 5% back on categories that rotate every 3 months. Some months the bonus categories aren’t any better than what I can get with other credit cards, while other times I can earn cash back in categories not available with other cards.
For July to September of 2023, Discover offered 5% cash back on Gas Stations and Digital Wallets.
I already earn a better return on Gas Stations with my Wyndham Earner Business card but the chance to earn 5% anywhere where I could use Apple Pay was enough for me to know I could maximize this offer.
The first place I started to pay with my phone was at our vet when we boarded Dobby the Poodle when we were on vacation.
Typically we only earn 2% cash back on these expenses so I was glad to get more than double the amount back by using Apple Pay with my Discover card (even if their system said it was a Union Pay card.)
The next place I used Apple Pay with my Discover was at the auto dealership when I paid for the usual maintenance on my car. This is another place I’ll usually get 1.5X points with my Freedom Unlimited or 2% cash back.
It wasn’t difficult to max out the $75 back this quarter.
If you haven’t already maxed out the $1,500 in spending this quarter, you have a few days left to earn the max $75 back.
I have a hard time believing that I can get up to $300 back from a Discover card each year, with no annual fee.
Want to comment on this post? Great! Read this first to help ensure it gets approved.
Want to sponsor a post, write something for Your Mileage May Vary, or put ads on our site? Click here for more info.
Like this post? Please share it! We have plenty more just like it and would love it if you decided to hang around and sign up to get emailed notifications of when we post.
Whether you’ve read our articles before or this is the first time you’re stopping by, we’re really glad you’re here and hope you come back to visit again!
This post first appeared on Your Mileage May Vary
Join our mailing list to receive the latest news and updates from our team.