One of the guidelines when earning miles and points is to maximize every purchase. That could be by choosing the correct card to use, using a shopping portal for online (and now in-store purchases), buying gift cards for places you shop at other stores that pay a higher multiple (such as supermarkets and office supply stores) or using a dining rewards program or MileagePlus X.
Another way to earn extra miles is when banks load offers onto your account, r pay an additional bonus or cashback when you spend money at specific merchants. American Express is still the leader in this market with it’s AMEX Offers program.
Since American Express’ offers were so popular, it’s no surprise that the other banks wanted to get into the action. So now we have:
Really original name there, Chase.
When the program launched, I kept checking my account to see which offers I was targeted for. I figured they’d want to generate interest and make the offers valuable enough that people would take advantage of them and keep looking back for more.
I must say that I was disappointed. I didn’t even bother to take advantage of the first offers and subsequent emails haven’t seemed any more interesting. After 2 years, I just stopped looking.
Some things to know about Chase Offers:
- The offers will be different for each of your cards and not every card will receive offers.
- The offers will be limited to a certain amount of money back.
- The offers may have restrictions in that they’re only good for single-use, even if you don’t earn the maximum amount back from that purchase.
My biggest issue with Chase Offers is that they usually cap the amount you can earn at a ridiculously low amount. For example, here is an offer that shows up on several of my Chase cards for Starbucks.
10% back with a $3 maximum. Womp Womp.
The only reason I checked my Chase Offers was that I saw a post on Frequent Miler about a 10% back at HomeDepot.com offer worth up to $25. Spending $250 at Home Depot is not difficult, and using a Chase card would make sense to earn 10% back.
I checked all of our Chase accounts and not one of them was eligible for the Home Depot offer.
What was nice to see was an offer for Hyatt on my World of Hyatt card.
Stacking a 10% rebate with the 4 Hyatt points per dollar earned for Hyatt stays with the card is a nice bonus, if you’d be staying at a Hyatt hotel soon, anyway.
The first decent Chase Offer I’ve heard about in a long while and we’re not targeted for it on any of our cards. It’s no wonder that I stopped looking for these offers long ago. It’s not worth my time to see if I can save $3 at Starbucks.
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This post first appeared on Your Mileage May Vary