Sign Up Now For Discover 5% Cash Back Categories

by joeheg

In case you forgot, the 5% cash-back categories for your Discover cards changed and reset on April 1st. The new spending categories are:

a close-up of a sign

  • Gas Stations
  • Wholesale Clubs
  • Streaming Services.

You’ll earn 5% cash-back on purchases in these categories from your sign-up date until June 30, 2021. There are some restrictions on the offer.

Gas Stations

Purchases made at Gas Stations include only merchants in the category that sell automotive gasoline that can be paid for either at the pump or inside the station. Gas Stations affiliated with supermarkets and supercenters may not be eligible.

Streaming Services

Select Streaming Services purchases include only the following select U.S. streaming subscriptions: Amazon Prime Video, Amazon Music, Apple Music, Apple TV+, AT&T TV Now, BET+, CBS All Access, DAZN, Disney +, ESPN+, Fubo TV, Google Play Movies & TV, HBO Max, Hulu, Netflix, Pandora, Philo, Peacock TV, Showtime, Sirius XM, Starz, Sling, Spotify, Vudu, YouTube TV. If your subscription is bundled with another product or service, billed by a third party (such as a digital platform, a cable or satellite provider, telecommunications, internet provider or a car manufacturer), the purchase may not be eligible in this category. Add-ons associated with Select Streaming Services may not qualify for this promotion if they are not listed, billed in a bundle, separately or through a third party. Listed merchants are in no way sponsoring or affiliated with this program.

Wholesale Clubs

Check with your Wholesale Clubs to make sure your Discover card is accepted. Purchases of affiliated Wholesale Club services, such as delivery services, travel and cell phone purchases, may not be eligible in this category. Individual merchants and stand-alone stores within physical Wholesale club locations, or online, may not be eligible in this category.

While this would be the easiest category to max out the offer, there’s one big problem. Costco stores do not accept Discover. However, they do accept Discover at Costco.com. If you need to buy a big item, like an appliance, then you can pay with your Discover on the website. If you only shop in the stores, you can buy a Costco Shop card online (their name for a gift card.)

a screenshot of a card

You can use a similar trick to buy Sam’s Club gift cards online and use them at Walmart.

Final Thoughts

The Discover Card 5% cash back categories can pay you up to $300 back every year if you max them out every quarter, which is pretty good value for a no-annual-fee card. In some quarters the categories are easier than others to use, and this set of merchants is one of the easiest to take full advantage of.

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This post first appeared on Your Mileage May Vary

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