Credit Card Recap: Universal Rewards Plus Visa

by joeheg

It’s been a while since Universal theme parks had their own credit card, which is surprising considering their main competitor, Disney, has long offered a specialized card with exclusive benefits for its fans. Universal theme parks in Florida and California now have their own offering: the Universal Rewards Plus Visa Signature® Card. This card is a perfect fit for fans of Universal, offering excellent rewards, special perks, and unique features tailored for Universal Orlando Resort and Universal Studios Hollywood. Here’s an in-depth look at the card and its benefits.

Annual Fee

The Universal Rewards Plus Visa Signature® Card has a $99 annual fee.

Sign-Up Bonus

New cardholders can earn a $200 statement credit after spending $1,000 in the first three billing cycles. This bonus quickly offsets the annual fee and offers additional savings for new cardholders.

Earning Points

The Universal Rewards Plus Visa earns generous rewards:

  • 4 points (equal to 4% back) per $1 spent on Universal purchases, including tickets, hotels, dining, and merchandise.
  • 2 points (equal to 2% back) per $1 spent on travel, dining, and fuel.
  • 1 point (equal to 1% back) per $1 spent on all other purchases.

These earning rates make it an excellent card for frequent Universal parkgoers.

Redeeming Rewards

Points earned with the Universal Rewards Plus Visa can be redeemed for a wide range of Universal-related purchases, including:

  • Theme park tickets and annual passes at Universal Studios Florida, Islands of Adventure, Volcano Bay, and Universal Studios Hollywood.
  • Select food and merchandise locations within the parks.
  • Vacation packages purchased through Universal Parks & Resorts Vacations (via UniversalOrlando.com and UniversalStudiosHollywood.com).
  • Parking at Universal Orlando Resort and Universal Studios Hollywood.
  • Mobile food and drink orders within the parks.
  • Travel purchases made directly with airlines and hotels.

However, rewards cannot be used for annual pass flex payments but can be used for other park-related expenses.

Anniversary Bonus

Cardholders can earn a special anniversary bonus:

  • Receive a single-day theme park general admission ticket to either (i) Universal Studios Florida and Universal Islands of Adventure or (ii) Universal Studios Hollywood.
  • You must spend $6,000 or more during the 12-billing-cycle period to qualify.

Park Perks

The Universal Rewards Plus Visa offers a variety of exclusive perks for cardholders:

  • 10% off select dining, merchandise, and beverages at Universal Orlando Resort and Universal Studios Hollywood.
  • Visa Everywhere Lounge Access: Access to a special lounge in Universal Studios Florida and Universal Studios Hollywood, offering a relaxing retreat during your park visit.
  • Exclusive discounts on tickets and vacation packages when booked through Universal.

Card Designs

a credit card with a blue globe and a blue planet

Cardholders can choose from three fun card designs that highlight different Universal experiences:

  • Despicable Me Minion Mayhem: Featuring the beloved Minions in front of Gru’s neighborhood.
  • Universal Destinations & Experiences Skyline: A stylish design with a silhouette of Universal’s theme park attractions.
  • Jurassic World Velociraptor Blue: Showcasing the thrilling Velociraptor from Jurassic World.

These designs allow fans to personalize their card to reflect their favorite Universal themes. There are also two Halloween Horror Nights designs if that’s your favorite time of year at Universal.

Foreign Transaction Fee

If you use this card internationally, you will pay a 3% foreign transaction fee. When traveling outside the U.S., it’s best to leave this card at home and use a card that doesn’t charge a foreign transaction fee.

Final Thoughts

The Universal Rewards Plus Visa Signature® Card is packed with valuable benefits for frequent Universal visitors, including strong rewards earning for Universal purchases, exclusive park perks, and a generous anniversary bonus.

Apply now to unlock the perks of Universal with this card!

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This post first appeared on Your Mileage May Vary

1 comment

Christian December 6, 2024 - 10:22 pm

What’s a one day one park ticket run these days? I’m just trying to gauge the value proposition. Also, do you carry the card since you live in Orlando?

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