Chase has been rapidly expanding its Sapphire Lounge network across major U.S. airports, offering a premium experience for eligible travelers. With locations now open coast to coast—and more on the way—you’re more likely than ever to encounter one on your travels.
If you hold a Chase Sapphire Reserve, J.P. Morgan Reserve, or Ritz-Carlton Credit Card, you might assume access is as simple as showing your card at the door. However, unlike American Express Centurion Lounges or Capital One Lounges, Chase’s entry policy is unique: you must present your Priority Pass membership linked to a Chase-issued card. Simply having the credit card isn’t enough.
Understanding which Priority Pass membership you hold and the differences in guest policy between Chase-issued cards can save you from unexpected surprises at the lounge entrance. Let’s break down what you need to know.
Understanding Priority Pass for Chase Sapphire Lounges
Travelers are no strangers to the Priority Pass network of airport lounges. Many travel credit cards offer a Priority Pass Select membership, with access to over 1,500 locations worldwide.
In what probably comes as a shock to many, the Chase Sapphire Lounges, including the location at JFK airport, are included in the Priority Pass lounge network.
However, what matters most when visiting a Chase Sapphire Lounge is which Priority Pass card you use.
Which Chase Credit Cards Offer Priority Pass Select?
Currently, three Chase credit cards include a Priority Pass Select membership, granting access to Chase Sapphire Lounges:
- Chase Sapphire Reserve® – The only card still open to new applicants.
- J.P. Morgan Reserve® – Available by invitation only, typically for clients with significant assets at J.P. Morgan.
- Ritz-Carlton Credit Card – No longer available for new applications; the only way to obtain it is through a product change from a Chase Marriott Bonvoy card.
How to Identify a Chase-Issued Priority Pass Membership
It can be challenging to distinguish which credit card account is linked to each Priority Pass Select card, as they all have the same appearance. However, it’s vital to remember this information since each card provides distinct benefits. Additionally, Priority Pass cards linked to Chase accounts offer access to the Chase Sapphire Lounges.
According to OMAAT, there is a way to tell which bank a Priority Pass card is linked to by the membership number.
Priority Pass cards issued through Chase typically have 16 digit membership numbers, the card number typically starts with 735, and the cards are typically valid for three years.
Guest Policy Differences Between Chase Cards
Even between each Chase card, there are different rules about entering the club.
Sapphire Reserve and J.P. Morgan Reserve cardmembers may bring up to two guests per Priority Pass Membership card, per visit, for free and additional guests for $27. Ritz-Carlton cardmembers may bring unlimited guests at no charge. There’s no additional charge for children under two.
Once again, the Ritz-Carlton card has better lounge benefits than the other Chase-issued cards by allowing unlimited guest privileges.
Can Other Priority Pass Members Access Chase Sapphire Lounges?
What about other Priority Pass Select members? Since the Chase Sapphire Lounges are part of the Priority Pass network, can Capital One Venture X cardholders enter with a Priority Pass Select card?
Yes, but there’s a catch.
Note: Members can access the lounge once per calendar year using an allocated visit entitlement (both inclusive and Pay As You Go) subject to availability. Additional visits over and above the 1 calendar year, and any guest visits, will be charged a preferential entry fee of US$75 per person, per visit, payable to the lounge.
Each member is entitled to one visit per calendar year to any of the Chase Sapphire Lounges without any guests. However, if a member wishes to bring a guest or make additional visits, they’ll be charged $75 per person per visit. Please note that this limit applies to all of the Chase Sapphire Lounges and not just one visit per lounge. The only exception to this rule is the Hong Kong lounge, which operates like a typical Priority Pass location and doesn’t require a Chase-issued card.
The only way to work the system is if you have multiple Priority Pass Select cards, you can use each one for a single visit. Just make sure to keep track of which cards you’ve already used.
Chase Sapphire Lounge Locations
There are currently six Chase Sapphire Lounges, with three more on the way:
- Boston Logan International Airport (BOS)
- New York LaGuardia Airport (LGA, Terminal B)
- New York John F. Kennedy Airport (JFK, Terminal 4)
- Phoenix Sky Harbor International Airport (PHX, Terminal 4)
- San Diego International Airport (SAN, Terminal 2)
- Hong Kong International Airport (HKG, Terminal 1)
Coming Soon
- Las Vegas Harry Reid International Airport (LAS)
- Philadelphia International Airport (PHL)
Etihad Lounge at Washington Dulles Airport (IAD)
In addition to its own Sapphire Lounges, Chase Sapphire Reserve cardholders also have access to the Etihad Lounge at Washington Dulles International Airport (IAD).
To enter, you must:
-
- Show your activated Priority Pass Select membership linked to your Chase card
- Present a valid same-day boarding pass
Final Thought
As Chase continues expanding its Sapphire Lounge network in 2025, knowing the entry requirements can help you avoid unnecessary frustration at the door. Unlike other bank-sponsored lounges, where an eligible credit card and boarding pass suffice, Chase requires you to present your Priority Pass Select membership linked to a Chase-issued card.
To maximize your lounge access, it’s essential to track which Priority Pass membership is linked to which credit card, as guest privileges and entry rules vary. Among Chase cards, the Ritz-Carlton Card remains the best option for lounge access, thanks to its unlimited guest policy.
Finally, while other Priority Pass Select members—such as those with Capital One Venture X—can enter Chase Sapphire Lounges once per year, they’ll need to pay for additional visits or guests. Understanding these nuances ensures you get the most out of your Chase Sapphire Lounge experience without surprises.
Cover Photo: Chase
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