One of the perks of owning a premium American Express charge card is the yearly Air Travel Credit. For those holding an American Express Personal or Business Platinum card, this …
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Credit Cards
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Amazon is the largest company by revenue. So it manages to sneak into almost everyone’s budget — household basics, random gadgets, and last-minute gifts. And if you’re into points and …
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Credit Cards
Amex Transfer Partners Ranked (S to F): The Ones I’d Use — and the Ones I’d Skip
by joehegby joehegAmerican Express Membership Rewards has a long list of transfer partners. But I don’t rank these based on theory. I rank them based on reality — the programs I’ve actually …
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Credit Cards
How Some Businesses Are Quietly Helping Customers Avoid Credit Card Fees
by joehegby joehegOne of the “perks” of an expensive car repair is that it’s a pretty easy way to generate a big chunk of credit card spend. I don’t mean I want …
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Credit Cards
United TravelBank Isn’t Working For Amex Credits — But That’s Not The Real Story
by joehegby joehegOver the past few days, several blogs have reported that buying United TravelBank funds may no longer trigger the American Express airline fee credit. The story picked up steam after …
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Credit Cards
Citi Strata Premier’s $100 Hotel Credit: How to Use It (Step-by-Step
by joehegby joehegThe Citi Strata Premier is one of those cards that makes perfect sense… if you use it the way Citi expects you to use it. Not for lounge access. Not …
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Credit Cards
The World of Hyatt Card’s Hidden Power: Timing Your Way to 5 Free Nights
by joehegby joehegThe World of Hyatt credit card hasn’t changed in any dramatic way. No flashy new benefit. No surprise promo. No “limited-time enhancement” email. And yet, looking at it a little …
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Credit Cards
Barclays Arrival+ Card: Why Some Aviator Cardholders Are Getting It (and How It Works)
by joehegby joehegFor months, the Barclays-to-Citi American Airlines transition has been one of those slow-motion stories where everyone knew what was coming… but nobody could say exactly how it would land. Now …
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Some business cards try to win you over with perks. Others try to win with points. The American Express Business Gold Card tries to do both—then asks you to justify …
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Credit Cards
We Spent the Points. Now We’re Reloading: What’s In Our Wallets for 2026
by joehegby joehegIt’s been a while since I’ve written a pure “What’s in our wallets” post. Last year’s version was intentionally different. Instead of constantly shuffling cards, the focus was on hitting …