Bank of America Travel Rewards

Every year, readers ask me the same question: What’s the best no-annual-fee credit card to start earning travel rewards? For a long time, my answer included cards like the Amex …

You know the script: in the points-and-miles world, the “right” redemption is always a lie-flat seat that costs $8,000… booked for 60,000 points… with a champagne flute in the stock …