It’s common to see posts about which credit cards are in someone’s wallet, offering a snapshot of their strategy and why they use each card. Some cards might serve niche …
Chase
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Credit Cards
Chase Extends Pay Yourself Back Into 2026 (New Categories & Bonuses)
by joehegby joehegGood news for Chase cardholders: Pay Yourself Back is still alive in 2026, with updated bonus categories now in place for the first quarter of the year. Chase originally launched …
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Credit Cards
Is It Time to Get Rid of the IHG Select Credit Card (Or Is It Still Worth Keeping)?
by joehegby joehegHave you heard of the IHG Rewards Club Select Credit Card? It’s a bit of a relic—but in the best way possible. Chase discontinued the card in 2018 and replaced …
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Travel
My 2025 Resolution Was To Cancel 25% Of Our Annual-Fee Cards. Here’s How It Went.
by joehegby joehegBack in January 2025, I did something I don’t usually do: I set a very specific, very measurable goal. Not “be better with money.” Not “simplify.” Not “stop opening shiny …
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The IHG Premier card’s $25 United TravelBank deposits are one of those small perks that feels bigger than it is — mostly because there’s a clever way to use it. …
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For years, the Apple Card story has felt like one long game of “who’s next?” Now we finally have the answer: Apple has confirmed that Chase will become the new …
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Credit Cards
The Easiest Way to Track Your Hyatt Card’s $15K Free Night Requirement
by joehegby joehegIf you have the World of Hyatt Credit Card, there’s a simple reason you might push spend onto it near the end of the year: the card can earn you …
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If you’ve been holding onto The Ritz-Carlton Credit Card largely because of its lounge access perks, here’s some bad news: Chase is cutting back one of the card’s best (and …
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Credit Cards
8 Commonly Heard Questions About Chase’s 5/24 Rule For New Card Applications
by joehegby joehegIt used to be easier to sign up for travel cards. When you hear stories from just a few years ago, they can seem unbelievable today. That’s because the banks …
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If I had to name the one skill that determines whether points & miles becomes a fun long-term hobby—or a short, expensive lesson—it wouldn’t be optimization. It wouldn’t be award …