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Credit Card Strategy

  • Credit Cards

    Barclays Sent Me Three Offers. Here’s Why I’m Ignoring Two

    by joeheg May 6, 2026
    by joeheg May 6, 2026

    I wasn’t even looking for these offers when they showed up. Over the course of a couple of days, three emails from Barclays landed in my inbox. Each one was …

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  • Credit Cards

    Why The Citi Custom Cash Card Is Worth A Spot In Your Wallet

    by joeheg April 11, 2026
    by joeheg April 11, 2026

    If you told me there was a no-annual-fee card that earns 5% cash back on your biggest spending category each month, I’d assume there was a catch—but the Citi Custom …

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  • Credit Cards

    Why Mid-Tier Travel Cards Beat Premium Cards for Everyday Travel

    by joeheg April 9, 2026
    by joeheg April 9, 2026

    The cards with the biggest annual fees aren’t always the ones that reward the way we actually travel. While booking train tickets for a trip, I had an ah-ha moment—not …

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  • Credit Cards

    Why I Still Keep the Chase Ink Business Cash Card

    by joeheg April 2, 2026
    by joeheg April 2, 2026

    Some credit cards stay in your wallet because they’re exciting. Others stay because they quietly do a lot of heavy lifting. The Chase Ink Business Cash falls squarely into the …

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  • Credit Cards

    Why You Might Want A Credit Card For An Airline You’ve Never Flown

    by joeheg March 29, 2026
    by joeheg March 29, 2026

    You’ve probably seen credit cards tied to airlines you’ve never flown—and maybe never plan to. At first glance, they don’t seem all that useful. Why earn miles with Aer Lingus, …

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  • Credit Cards

    When Your Partner Hates Calling Banks: How We Canceled A Venture X Online

    by joeheg March 27, 2026
    by joeheg March 27, 2026

    Deciding to cancel a credit card is one thing. Actually doing it is something else entirely. In my recent post about why we’re canceling one of our Venture X cards, …

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  • Credit Cards

    Amex’s “Pay Over Time”: Why & How To Turn It Off (2026 Update)

    by joeheg March 25, 2026
    by joeheg March 25, 2026

    There’s a feature on your American Express card that can quietly change how it works—and you might not even realize it’s turned on. For years, AMEX charge cards had one …

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  • Credit Cards

    The Credit Card Mistake Travelers Make Before Every Trip

    by joeheg March 18, 2026
    by joeheg March 18, 2026

    Before every trip, one of the last things I do is go through our wallets, because bringing the wrong credit cards can mean missed perks, extra fees, or unnecessary hassle …

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  • Credit Cards

    Why We’re Canceling One Venture X (But Keeping the Other)

    by joeheg March 5, 2026
    by joeheg March 5, 2026

    The Capital One Venture X is one of those rare premium cards that can almost justify itself on paper. Between the $300 annual travel credit and the 10,000 anniversary miles, …

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  • Credit Cards

    How Some Businesses Are Quietly Helping Customers Avoid Credit Card Fees

    by joeheg February 19, 2026
    by joeheg February 19, 2026

    One of the “perks” of an expensive car repair is that it’s a pretty easy way to generate a big chunk of credit card spend. I don’t mean I want …

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    If I Had To Quit One Points Ecosystem, This Is The One I’d Drop

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Your Mileage May Vary
  • Home
  • Contact
  • About
  • Categories
    • Airlines
    • Airports
    • Contests & Sweepstakes
    • Credit Cards
    • Cruises
    • Discounts & Sales
    • Disney, Universal & Other Theme Parks
    • Food & Beverage
    • Funny Stuff
    • Ground Transportation (Bus, Lyft, Subway, Taxi, Train, Uber, etc.)
    • Hotels
    • Lounges
    • Museums
    • New York City
    • Newbies (& those who don’t travel often)
    • Parks/Nature
    • Points & Miles
    • Rental Cars
    • Roadside Attraction
    • Shopping
    • Theater
    • Tips and Tricks
    • Travel
    • Weekly Recap