Before every trip, one of the last things I do is go through our wallets, because bringing the wrong credit cards can mean missed perks, extra fees, or unnecessary hassle …
Credit Card Strategy
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The Capital One Venture X is one of those rare premium cards that can almost justify itself on paper. Between the $300 annual travel credit and the 10,000 anniversary miles, …
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Credit Cards
How Some Businesses Are Quietly Helping Customers Avoid Credit Card Fees
by joehegby joehegOne of the “perks” of an expensive car repair is that it’s a pretty easy way to generate a big chunk of credit card spend. I don’t mean I want …
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Credit Cards
The World of Hyatt Card’s Hidden Power: Timing Your Way to 5 Free Nights
by joehegby joehegThe World of Hyatt credit card hasn’t changed in any dramatic way. No flashy new benefit. No surprise promo. No “limited-time enhancement” email. And yet, looking at it a little …
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Credit Cards
We Spent the Points. Now We’re Reloading: What’s In Our Wallets for 2026
by joehegby joehegIt’s been a while since I’ve written a pure “What’s in our wallets” post. Last year’s version was intentionally different. Instead of constantly shuffling cards, the focus was on hitting …
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Every year, I end up picking up a few new credit cards. And each one has a specific reason. Maybe a card has a huge welcome offer. Maybe there’s a …
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Most of the time, AMEX Offers are small wins — things like 20% back at Shake Shack (up to $8). It’s a nice little perk, basically free money that helps …
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Points & Miles
The Real Reason Why Credit Card Bloggers Won’t Just Tell You the Name of the Card
by joehegby joehegYou’ve probably seen the emails. Or the YouTube thumbnails. Or maybe even the push notifications from apps you follow for the latest in points and miles. “One of our favorite …
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Manufactured spending. What does that mean? It’s not apparent from the name, but a good guess would be that it has something to do with spending money concerning travel since …
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Credit Cards
Credit Cards I Didn’t Get Because They Were Too Difficult to Bother With
by joehegby joehegI’ve been around long enough to know about some of the lesser-known credit cards—the ones that aren’t splashed all over TV commercials or banner ads, but quietly deliver serious value. …