Every year, I end up picking up a few new credit cards. And each one has a specific reason. Maybe a card has a huge welcome offer. Maybe there’s a …
Credit Cards
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Credit Cards
The Credit Cards I Actually Used Most in 2025 (And What I’d Do Differently)
by joehegby joehegIt’s common to see posts about which credit cards are in someone’s wallet, offering a snapshot of their strategy and why they use each card. Some cards might serve niche …
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Travel
My 2025 Resolution Was To Cancel 25% Of Our Annual-Fee Cards. Here’s How It Went.
by joehegby joehegBack in January 2025, I did something I don’t usually do: I set a very specific, very measurable goal. Not “be better with money.” Not “simplify.” Not “stop opening shiny …
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For years, the Apple Card story has felt like one long game of “who’s next?” Now we finally have the answer: Apple has confirmed that Chase will become the new …
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Credit Cards
Week One: $550 Back From AMEX Platinum Credits (And Why I Did It Early)
by joehegby joehegEvery January, I tell myself I’m going to be “better” about using my AMEX Platinum credits. And every December, I’m still somehow surprised by how fast the year disappears. So …
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Credit Cards
Amex Upgrade Offers Explained: Bonuses, Pitfalls, and Real Examples
by joehegby joehegOne of the easiest ways to earn a big stash of points or miles is by grabbing a strong sign-up bonus. Apply, hit the minimum spend, collect the rewards, repeat …
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Credit Cards
Small Business Saturday Used to Be an Amex “Holiday.” What Happened?
by joehegby joehegForgive me for a bit of nostalgia, but I remember when Small Business Saturday felt like an actual Amex “holiday.” Back when American Express launched Small Business Saturday in 2010, …
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If I had to name the one skill that determines whether points & miles becomes a fun long-term hobby—or a short, expensive lesson—it wouldn’t be optimization. It wouldn’t be award …
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Credit Cards
Two New Premium Cards, One Open Slot: Citi Strata Elite vs. Atmos Summit
by joehegby joehegIf you collect points and miles long enough, every new premium card starts to look the same: big annual fee, big welcome bonus, and a bunch of credits you may …
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Hotels
A Hotel Clerk Took Photos of a Guest’s Credit Card — Yes, This Is as Bad as It Sounds
by SharonKurhegby SharonKurhegIt’s the 2020s and for the vast majority of hotels, even the teeny tiny, privately owned ones, there are apps available for the hotel owner to get the guest’s card …