personal finance

After deciding not to keep the Citi Prestige® Card, I had three options: try for a retention offer, downgrade to a no-annual-fee card, or cancel the card entirely. Retention Offer…

The concept of a payment due date is straightforward—you make a payment before the end of the day it’s due. Back in the days of mailing checks, you had to…

Each year, when an annual fee is due, I evaluate whether a credit card is still worth the cost. The $95 annual fee for my wife’s Chase Sapphire Preferred card is approaching,…

I use the Citi Double Cash card as a standard to compare other credit cards. It has no annual fee and earns 2% cash back on all purchases. If you’re…

In the last couple of years, I’ve really started to appreciate Hyatt hotels and the World of Hyatt program. Hyatt’s points are some of the most valuable out there. Even…

I recently shared our story of going to the AMEX Centurion Lounge at Hartsfield–Jackson Atlanta International Airport (ATL). I had neglected to put my AMEX Platinum Card in my wallet…

Ah, the joys of home ownership. In the 2+ decades my husband and I have owned this house, we’ve had to replace the central air conditioning, get rid of rats…

If you have an American Express Platinum card, you must take advantage of most of the credits available to break even with the annual fee. In fact, if you can…

People who travel sometimes discover that the place they love to visit might be a location where they’d like to live. It could be because of the weather. Opportunities for…