personal finance

There was a time, not too long ago, when breaking even with a travel rewards card was the goal. Let me explain. The ability to earn points with your purchases …

Maybe it’s the magic of Christmas, but we received a special present from American Express. My wife is out of AMEX pop-up jail! It was only two months ago when …

Ever wondered why you still hold on to that one quirky credit card? You’re not alone. Let’s be honest—there’s probably one card in your collection that’s the oddball. Maybe you’ve …

It’s common to see posts about which credit cards are in someone’s wallet, offering a snapshot of their strategy and why they use each card. Some cards might serve niche …

After deciding not to keep the Citi Prestige® Card, I had three options: try for a retention offer, downgrade to a no-annual-fee card, or cancel the card entirely. Retention Offer …

The concept of a payment due date is straightforward—you make a payment before the end of the day it’s due. Back in the days of mailing checks, you had to …

Each year, when an annual fee is due, I evaluate whether a credit card is still worth the cost. The $95 annual fee for my wife’s Chase Sapphire Preferred card is approaching, …

I use the Citi Double Cash card as a standard to compare other credit cards. It has no annual fee and earns 2% cash back on all purchases. If you’re …

In the last couple of years, I’ve really started to appreciate Hyatt hotels and the World of Hyatt program. Hyatt’s points are some of the most valuable out there. Even …

I recently shared our story of going to the AMEX Centurion Lounge at Hartsfield–Jackson Atlanta International Airport (ATL). I had neglected to put my AMEX Platinum Card in my wallet …