personal finance

When you have a drawer full of credit cards, some will be used more than others. After all, some credit cards are simply more effective in helping you achieve your …

One of the golden rules when earning miles and points is to maximize every purchase. That could mean using a shopping portal (online or in-store), buying gift cards at supermarkets or office …

Picking which credit cards to have in your wallet is like building a wall. Some cards are the larger rocks that earn bonus points and perks in major categories, such …

There was a time, not too long ago, when breaking even with a travel rewards card was the goal. Let me explain. The ability to earn points with your purchases …

Maybe it’s the magic of Christmas, but we received a special present from American Express. My wife is out of AMEX pop-up jail! It was only two months ago when …

Ever wondered why you still hold on to that one quirky credit card? You’re not alone. Let’s be honest—there’s probably one card in your collection that’s the oddball. Maybe you’ve …

It’s common to see posts about which credit cards are in someone’s wallet, offering a snapshot of their strategy and why they use each card. Some cards might serve niche …

After deciding not to keep the Citi Prestige® Card, I had three options: try for a retention offer, downgrade to a no-annual-fee card, or cancel the card entirely. Retention Offer …

The concept of a payment due date is straightforward—you make a payment before the end of the day it’s due. Back in the days of mailing checks, you had to …

Each year, when an annual fee is due, I evaluate whether a credit card is still worth the cost. The $95 annual fee for my wife’s Chase Sapphire Preferred card is approaching, …