For several years, Bilt carved out a unique niche in the points-and-miles world. While most rewards programs focus on earning points on travel, dining, or grocery spending, Bilt built its …
transferable points
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For years, Chase Ultimate Rewards has had a pretty straightforward elevator pitch. They weren’t always the easiest points to earn, and they weren’t always the flashiest program either. American Express …
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Some business cards try to win you over with perks. Others try to win with points. The American Express Business Gold Card tries to do both—then asks you to justify …
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Credit Cards
We Spent the Points. Now We’re Reloading: What’s In Our Wallets for 2026
by joehegby joehegIt’s been a while since I’ve written a pure “What’s in our wallets” post. Last year’s version was intentionally different. Instead of constantly shuffling cards, the focus was on hitting …
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When Bilt rolled out its 2.0 refresh, many people rushed to sign up at zero hour. Others rushed to declare it the end of Bilt altogether. I did neither. Part …
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There are a lot of reasons to collect transferable points. For me, there’s really only one that matters: When I find award space, I want to be able to move …
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Points & Miles
Minimum Transfer Amounts & Increments: How “Transferable Points” Programs Really Work
by joehegby joehegTransferring points to airline and hotel partners is one of the best ways to squeeze extra value out of your rewards. It’s also one of the easiest ways to get …
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Stop chasing partner awards. I know — ten years ago, that sentence would’ve sounded like I’d lost the plot. Because in the “old days” of points and miles, booking through …
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When Chase launched that massive 100,000-point bonus on the Sapphire Preferred, I made a big move: I canceled my Sapphire Reserve so I could apply. I even wrote about it …
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I recommend earning transferrable points rather than locking yourself into a single loyalty program. For instance, I’d rather earn Chase Ultimate Rewards than commit to points with Aeroplan, Hyatt, or …