At some point, a premium card stops being worth it—not because it’s bad, but because it no longer has a job. There was a time when having two Capital One …
transferable points
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One of the things that makes Bilt different from the other major transferable points programs is that it doesn’t just give you points. It also has a tiered membership. That’s …
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Citi is quietly making one of its lesser-known transfer partners a lot less useful. If you’ve ever moved ThankYou points to hotel programs—or even just like having backup options for …
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Most people think of Barclays as a bank that issues airline cards or simple fixed-value travel cards. But one forgotten Barclays product still does something you might not expect: it …
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I’ve been taking a closer look at Capital One lately and trying to decide what role, if any, it should still play in my points strategy. On paper, Capital One …
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Credit Cards
Bilt Palladium Card Review: A First Look At Bilt’s New Premium Card
by joehegby joehegFor several years, Bilt carved out a unique niche in the points-and-miles world. While most rewards programs focus on earning points on travel, dining, or grocery spending, Bilt built its …
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For years, Chase Ultimate Rewards has had a pretty straightforward elevator pitch. They weren’t always the easiest points to earn, and they weren’t always the flashiest program either. American Express …
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Some business cards try to win you over with perks. Others try to win with points. The American Express Business Gold Card tries to do both—then asks you to justify …
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Credit Cards
We Spent the Points. Now We’re Reloading: What’s In Our Wallets for 2026
by joehegby joehegIt’s been a while since I’ve written a pure “What’s in our wallets” post. Last year’s version was intentionally different. Instead of constantly shuffling cards, the focus was on hitting …
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When Bilt rolled out its 2.0 refresh, many people rushed to sign up at zero hour. Others rushed to declare it the end of Bilt altogether. I did neither. Part …