Spending $15,000 to earn a free night certificate might sound like a hefty commitment, but when that certificate has no blackout dates, resort fees, or weekend-only restrictions, it becomes a…
travel rewards
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It’s common to see posts about which credit cards are in someone’s wallet, offering a snapshot of their strategy and why they use each card. Some cards might serve niche…
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If you’re a travel point collector, you always want to maximize the number of points earned with each purchase. This means using the correct credit card for each spending category.…
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If you rely on an AMEX Platinum or Delta Reserve card to enjoy Delta Sky Club lounges, here’s a reminder: starting February 1, 2025, unlimited Sky Club access is no…
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The Chase Sapphire Reserve (CSR) has long been a staple in my wallet. As the top-tier offering in Chase’s Ultimate Rewards (UR) program, it’s a luxury travel card designed for…
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Credit Cards
Apple Card Updates: New Merchants, New Travel Benefit, and Panera Bread Set to Drop
by joehegby joehegApple Card users, exciting updates have arrived with changes to your card benefits taking effect immediately—and one negative change coming in 2025. Two new merchants have joined the 3% Daily…
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When it comes time to pay a credit card’s annual fee, it’s always worth reassessing the benefits to see if they still fit your lifestyle. A card that once seemed…
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Credit Cards
Why I Switched from the Citi Prestige to the Double Cash (and What I Learned)
by joehegby joehegAfter deciding not to keep the Citi Prestige® Card, I had three options: try for a retention offer, downgrade to a no-annual-fee card, or cancel the card entirely. Retention Offer…
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All three of the Southwest personal co-brand credit cards from Chase are now offering an increased sign-up bonus of 40,000 Rapid Rewards points and a $400 statement credit. You’ll need…
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The Citi Prestige has been on thin ice in my wallet for years. Since as far back as 2022, I’ve debated whether it was worth keeping, and even before then,…