The Countries That Now Require International Health Insurance For Entry, Due To COVID

by SharonKurheg

There are admittedly not very many countries that will allow Americans to visit them right now – as of this writing, only about 20.

Regardless of Americans’ ability to enter a specific country or not, each nation, of course, has its own requirements regarding entry. Some require visitors to quarantine for 14 days, some require proof of a recent COVID test, and others require you to take a COVID test upon arrival. Some countries require more than one of these.

A handful of countries are now also requiring visitors from abroad to have international health insurance. This is to protect their respective national healthcare systems from the costs associated with hospitalizing tourists with COVID-19 whose medical coverage, if they have any, wouldn’t cover them for treatment outside of their home country.

Some of these countries are open to the U.S. at this time, some not. I’ve noted those that do accept U.S. visitors with an *asterisk.

* Aruba

Visitors to Aruba must purchase a new, pre-selected healthcare policy directly from the Aruban government. The policy covers $75,000 in hospital expenses and includes up to 5 COVID tests if you are suspected of having the virus (the tests you have to take prior to arrival, which must be negative before you can enter the country – or the one you can take at the Aruban airport and then quarantine until you get your results back – aren’t covered).

The price of the insurance varies by the travelers’ age and intended length of stay. They have an online calculator so you know how much it will cost.

Costa Rica

Costa Rica does not allow Americans to visit at this time. However, if you’re from Canada, the E.U. or the U.K., you’re in luck! After showing proof of a negative COVID-19 test that was taken within 48 hours of departure time, you can visit Costa Rica, provided you have proof of international health insurance that covers, “lodging in the event of being quarantined and medical expenses due to acute illness.”

* French Polynesia & Tahiti

Visitors age 6 and older require proof of a negative COVID-19 test that was carried out within three days prior to their international air departure. They will also need to do a self-test (provided by French Polynesia) on their fourth day of arrival.

Each adult must also fill out a digital entry form, which includes the affirmation that they have gotten the proper travel insurance, “or personally assume all expenses related to cost of care including hospitalization, confinement, or repatriation, should the visitor fall ill during their stay.”

* St. Maartin

Visitors who are coming from countries with high (that’s us) or moderate risk must provide proof of negative results from a COVID-19 test performed within the 72 hours prior to departure. All travelers staying in St. Maarten must have proof of appropriate health insurance coverage and, as per their website, additional travel insurance that specifically covers COVID-19 related expenses is strongly recommended.

* Turks & Caicos

Americans can visit Turks and Caicos but only by plane, as their cruise ports are staying closed until at least September (as are our cruises LOL).

The country requires all visitors to submit a travel pre-authorization application that’s available on their website. Applicants have to to fill out an online health screening questionnaire, upload proof of negative results from a COVID-19 test taken within five days before to their arrival (unless you’re under age 10), and provide proof of insurance, “which covers COVID-19 medical costs and full hospitalization, doctors’ visits, prescriptions and air ambulance.”

* United Arab Emirates

Americans can enter the UAE as long as they can show proof of a negative COVID-19 test taken no more than 96 hours before their plane departure (kids under 12, as well as those with moderate or severe disabilities are exempt), and proof of international health insurance coverage.

Dubai airport, which is where most international flights fly into, has its own set of health protocols and rules. Arrivals must download their dedicated COVID-19-DBX app (they have it in (iOS and Android flavors).

One final note about health insurance in general – Those whose personal health insurance that does actually cover international travel might be out of luck if they go to a country that’s known to have COVID (which is, let’s face it, all of them, except for these). In that sort of circumstance, their policy might be void (check that fine print!). So again, international health insurance would be the way to go.

Feature Photo:

#stayhealthy #staysafe #washyourhands #wearamask

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This post first appeared on Your Mileage May Vary

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