I’ve been reading for years how a credit card with a high annual fee isn’t as expensive as it seems because the card provides statement credits that are just like …
American Express
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Credit Cards
Week One: $550 Back From AMEX Platinum Credits (And Why I Did It Early)
by joehegby joehegEvery January, I tell myself I’m going to be “better” about using my AMEX Platinum credits. And every December, I’m still somehow surprised by how fast the year disappears. So …
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Credit Cards
Amex Platinum’s “Hidden” Luxury Hotel Benefit (And How to Activate It)
by joehegby joehegFor most people, the American Express Platinum Card’s “headline” perks are the obvious ones: airport lounge access, credits, and the Fine Hotels + Resorts (FH&R) program. But one of the …
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Credit Cards
Your Amex Gold Credits Just Reset — Here’s the Checklist to Use Them All
by joehegby joehegAmerican Express cards have a reputation for offering valuable perks… but only if you actually use them. Over the past few years, Amex has increased the annual fees on its …
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Points & Miles
The Best Use of AMEX’s 40% Virgin Bonus Might Be a Virgin Voyages Cruise
by joehegby joehegA 40% transfer bonus from AMEX to Virgin Points is the kind of promo that makes people start doing math in their heads. And because you can book Virgin Voyages …
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Some love the Delta SkyMiles loyalty program, while others despise it for doing away with award charts and making changes without notice whenever they want. I fall somewhere in the …
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Credit Cards
Amex Platinum Warning: Use Your Saks Credit Now (and Don’t Hoard Gift Cards)
by joehegby joehegIf you have the Amex Platinum Card, there’s a decent chance you’ve had this exact thought twice a year: “Okay… what am I buying at Saks Fifth Avenue this time?” …
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Credit Cards
Amex Upgrade Offers Explained: Bonuses, Pitfalls, and Real Examples
by joehegby joehegOne of the easiest ways to earn a big stash of points or miles is by grabbing a strong sign-up bonus. Apply, hit the minimum spend, collect the rewards, repeat …
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We’ve reached that time of year again—the annual tradition of panicked realizations. Many AMEX Platinum and Business Platinum cardholders are scrambling because the $200 Airline Fee Credit resets at the …
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Credit Cards
Why a Targeted Offer Made Me Reconsider the Marriott Bonvoy Brilliant (and Its $650 Fee)
by joehegby joehegI never thought I’d be considering the Marriott Bonvoy Brilliant again. We ditched this card back in 2023, right around the time the annual fee jumped to $650. Not because …