When I looked back at my credit card spending for 2025, I knew exactly what I was trying to accomplish. I had mapped out several spending goals, including earning a …
Citi Double Cash
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I don’t usually make credit card decisions based on rumors. There are always rumors in the points-and-miles world. Some turn out to be true, some turn out to be partly …
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Citi is about to eliminate one of the most useful features in the ThankYou Rewards ecosystem — and if you’ve been using a two-player strategy to maximize points, you may …
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If you told me there was a no-annual-fee card that earns 5% cash back on your biggest spending category each month, I’d assume there was a catch—but the Citi Custom …
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Amazon is the largest company by revenue. So it manages to sneak into almost everyone’s budget — household basics, random gadgets, and last-minute gifts. And if you’re into points and …
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For almost all of our trips, I’ll use points and miles to cover airfare and hotels. That’s still the core of my credit card strategy, and it’s how we get …
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Credit Cards
Why the New Citi Trifecta Might Be the Best Value in Travel Rewards
by joehegby joehegWhen credit card enthusiasts talk about a “trifecta,” or any combination of cards from the same bank, what they’re referring to is a strategy to maximize rewards across different types …
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Like many other Citi Strata Premier cardholders, we recently got an email with some disappointing news. Starting August 24, 2025, the redemption value for cashing out ThankYou Points is being …
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Credit Cards
Why I Switched from the Citi Prestige to the Double Cash (and What I Learned)
by joehegby joehegAfter deciding not to keep the Citi Prestige® Card, I had three options: try for a retention offer, downgrade to a no-annual-fee card, or cancel the card entirely. Retention Offer …
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I use the Citi Double Cash card as a standard to compare other credit cards. It has no annual fee and earns 2% cash back on all purchases. If you’re …