Transferring points to airline and hotel partners is one of the best ways to squeeze extra value out of your rewards. It’s also one of the easiest ways to get …
Citi ThankYou Points
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Points & Miles
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If you’ve ever transferred American Express Membership Rewards points to a U.S. airline frequent flyer program, you may have noticed an extra line item called the AMEX Excise Tax Offset …
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Credit Cards
Two New Premium Cards, One Open Slot: Citi Strata Elite vs. Atmos Summit
by joehegby joehegIf you collect points and miles long enough, every new premium card starts to look the same: big annual fee, big welcome bonus, and a bunch of credits you may …
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Credit Cards
Is the Citi Strata Premier Still Worth It Now That the Strata Elite Exists?
by joehegby joehegFor years, the Citi Strata Premier card has been one of the most valuable ways to unlock Citi’s ThankYou ecosystem. Outside of the long-gone Prestige, it’s the card that enables …
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Points & Miles
Trapped in the Phantom Zone: Navigating the Perils of Award Flight Bookings
by joehegby joehegBooking flights with points can feel like unlocking a secret travel hack—until it doesn’t. If you’ve ever found the perfect award flight only to discover it’s not actually bookable, you’ve …
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I recommend earning transferrable points rather than locking yourself into a single loyalty program. For instance, I’d rather earn Chase Ultimate Rewards than commit to points with Aeroplan, Hyatt, or …
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Like many other Citi Strata Premier cardholders, we recently got an email with some disappointing news. Starting August 24, 2025, the redemption value for cashing out ThankYou Points is being …
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Points & Miles
Why JetBlue’s Points + Cash Option Is a Terrible Deal (& How to Fix It)
by joehegby joehegJetBlue lets you use Points + Cash when you’re short on miles—how generous. All you have to do is accept a lousy redemption rate and pay nearly full price anyway. …