I’m always in favor of banks and loyalty programs offering more ways to redeem points. While I prefer to save mine for travel, life doesn’t always go as planned. Sometimes, …
credit card rewards
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Points & Miles
Should You Take Advantage of the Bilt Rent Day Hilton Bonus Promotion?
by joehegby joehegBilt Rewards is back with another Rent Day promotion, and for March 2025, they’re offering an enticing bonus for transferring points to Hilton Honors. Blue members (the base level) will …
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Credit Cards
Is the Capital One Venture X Still a Top Luxury Travel Card in 2025?
by joehegby joehegThe Capital One Venture X card entered the premium travel credit card space with a splash, offering a compelling mix of rewards, perks, and a lower annual fee compared to …
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If you think earning airline miles is all about racking up flights, think again. These days, most U.S. airline programs have traded mileage for money—the more expensive your ticket, the …
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Credit Cards
Hitting the Big Bonuses: A Threshold-Centered Credit Card Plan for 2025
by joehegby joehegIt’s a common theme for bloggers and vloggers to showcase what’s “in their wallets.” Essentially, they go through each card and explain its use. Usually, it’s a mix of maximizing …
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Points & Miles
How Diversifying Your Hotel Points Portfolio Makes Travel Smarter and Cheaper
by joehegby joehegWhen we decided to take a 15-day road trip through the Southwest, we knew we wanted to make the most of our travel budget. The good news? We were able …
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Credit Cards
My Favorite AMEX Offer Is Back: Up to 10% Cashback on Cable & Internet Bills
by joehegby joehegIf you have an American Express card and don’t take advantage of AMEX Offers, you may be leaving hundreds of dollars a year on the table. AMEX Offers are targeted …
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Spending $15,000 to earn a free night certificate might sound like a hefty commitment, but when that certificate has no blackout dates, resort fees, or weekend-only restrictions, it becomes a …
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Credit Cards
Why I Switched from the Citi Prestige to the Double Cash (and What I Learned)
by joehegby joehegAfter deciding not to keep the Citi Prestige® Card, I had three options: try for a retention offer, downgrade to a no-annual-fee card, or cancel the card entirely. Retention Offer …
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After earning a free night certificate for spending $15,000 on my World of Hyatt Visa, I learned a few lessons that weren’t immediately obvious. Despite hitting the required spending threshold …