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credit card tips

  • Credit Cards

    Your Amex Gold Credits Just Reset — Here’s the Checklist to Use Them All

    by joeheg January 2, 2026
    by joeheg January 2, 2026

    American Express cards have a reputation for offering valuable perks… but only if you actually use them. Over the past few years, Amex has increased the annual fees on its …

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  • Credit Cards

    Why Citi’s Bonus Point Offers Require a Calculator

    by joeheg June 12, 2025
    by joeheg June 12, 2025

    Every now and then, your credit card issuer might surprise you with a special offer to earn extra rewards. These spending incentives are a clever way to get you to …

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  • Credit Cards

    The Ritz-Carlton Credit Card’s $300 Travel Credit: What Works (and What Doesn’t)

    by joeheg June 11, 2025
    by joeheg June 11, 2025

    We’ve had the Ritz-Carlton Credit Card for several years now. One of its most valuable perks is the $300 annual travel credit. But if you’ve never used it before, or …

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  • Credit Cards

    Don’t Let Your Credit Cards Gather Dust: The Risks of Inactivity

    by joeheg May 18, 2025
    by joeheg May 18, 2025

    When you have a drawer full of credit cards, some will be used more than others. After all, some credit cards are simply more effective in helping you achieve your …

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  • Credit Cards

    You Can Cancel a Barclays Credit Card Without Calling. Here’s How I Did It

    by joeheg April 17, 2025
    by joeheg April 17, 2025

    One of my 2025 resolutions was to cancel 25% of the credit cards we hold. Between duplicate cards and ones we don’t use anymore, it made sense to trim the …

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  • Credit Cards

    A Christmas Miracle! We Broke Free from AMEX Pop-Up Jail

    by joeheg December 26, 2024
    by joeheg December 26, 2024

    Maybe it’s the magic of Christmas, but we received a special present from American Express. My wife is out of AMEX pop-up jail! It was only two months ago when …

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  • Credit Cards

    Why Chase Charges Late Fees Before the Payment Deadline

    by joeheg November 24, 2024
    by joeheg November 24, 2024

    The concept of a payment due date is straightforward—you make a payment before the end of the day it’s due. Back in the days of mailing checks, you had to …

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  • Credit Cards

    Unveiling the Latest Chase Credit Card Spending Offers

    by joeheg July 5, 2024
    by joeheg July 5, 2024

    Chase has been introducing spending offers for its credit card lineup every quarter. These offers used to be infrequent, but now a new one is rolled out as soon as …

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  • How To Get A Hotel Room Upgrade 100% Of The Time January 10, 2026
  • That Abandoned Former Hyatt by Disney Finally Has a Future January 9, 2026

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Your Mileage May Vary
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