Every once in a while, Citi sends out one of those offers that makes you stare at the screen for a second and go… wait, really? If you have the …
Targeted Offer
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Credit Cards
Why a Targeted Offer Made Me Reconsider the Marriott Bonvoy Brilliant (and Its $650 Fee)
by joehegby joehegI never thought I’d be considering the Marriott Bonvoy Brilliant again. We ditched this card back in 2023, right around the time the annual fee jumped to $650. Not because …
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Credit Cards
Just One Spending Offer from Chase This Quarter—And It Was an Unexpected One
by joehegby joehegChase is known for sending out targeted quarterly spending offers for its co-branded credit cards. These promotions usually focus on everyday categories like groceries, gas stations, and restaurants, and they …
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Discover just did something I’ve never seen before. I’ve had my Discover card for decades, and the only offers I ever get are for balance transfers—boring. But this time, they …
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Points & Miles
Why My Starbucks Delta SkyMiles Targeted Offer is More Difficult Than Others
by joehegby joehegSince the partnership began in 2022, I’ve been earning Delta SkyMiles for my Starbucks purchases. You can link your Delta SkyMiles and Starbucks Rewards accounts and earn one mile per dollar …