I’ll admit it, Citi has let me sign up for more credit cards than some other bloggers.
Sure, it could be because I’ve been at this for a while and have been able to get around some of the most bothersome restrictions regarding signing up for new Citi cards.
For example, I had an ancient AT&T Universal card which I changed to another AT&T card before turning it into the newer Citi Custom Cash card.
I wanted to combine all of my Citi cards into a single ThankYou Account. If you’re interested, Frequent Miler explains the advantages and disadvantages of combining Citi accounts.
For reference, I have a Citi Premier, Citi Custom Cash and a Citi Rewards+ card. The Citi Premier card allows me to transfer points to travel partners, like Singapore Airlines or Wyndham Rewards. In addition, the Citi Rewards+ card has a 10% bonus on transferred points.
However, that only works if the cards are linked.
For example, I burned over 100K ThankYou points to book Icelandair flights through the Citi travel portal. I transferred points to the Citi Rewards+ card for the redemption so I’d get the 10% rebate. However, I couldn’t do the same when sending points to Singapore Airlines since our Rewards+ and Premier accounts weren’t linked.
That’s a problem I was looking to fix for future redemptions. While linking Citi accounts is easy, there can be some problems if the accounts don’t exactly match.
At first, my Rewards+ account didn’t match my Citi Premier card as I’d failed to remove our non-existent landline phone from the Premier account.
Once I matched all of the information, Citi’s website asked me if I wanted to combine the accounts.
As I was logged into my Citi Rewards+ account, it asked if this was the account I wanted to combine with my other existing ThankYou account.
Once I agreed, I was asked if I wanted to combine the Rewards+ card with the ThankYou account containing the Premier and Custom Cash cards.
I was only one click away from combining the 10% rebate from the Rewards+ card with the 5% monthly category bonus of the Custom Cash with the transferable points of the Premier card.
Needless to say, I agreed to combine the perks from each card into a single account. Since two cards have no annual fee, I only have to pay the annual fee of the Premier card to keep the perks of all three.
I don’t need to transfer or spend any of my ThankYou points at the moment, but when I do it will be nice to know I’ll get 10% of my points back thanks to the Citi Rewards+ card linked to my ThankYou account.
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