When Bilt moved to Bilt 2.0, I expected a few bumps along the way. What I didn’t expect was that one of those bumps would have me asking AI to help me import my credit card statement into Quicken.
That sounds ridiculous, but that’s where we were for a while.
When I wrote about the problem with Bilt 2.0, my issue wasn’t with the rewards structure or whether the new card setup made sense. My problem was much more boring than that.
Bilt stopped working properly with Quicken.
A Very Boring Problem That Became Really Annoying
For anyone who doesn’t use Quicken, that may sound like a minor annoyance. But if you track spending, reconcile accounts or just like having everything in one place, it’s a big deal.
I don’t want to log into every credit card account separately and manually copy transactions. The whole point of using software like Quicken is that it pulls everything together.
Except Bilt wasn’t doing that.
Before Bilt 2.0, the card was processed through Wells Fargo, so transactions could be pulled in that way. Once the new cards from Cardless launched, that connection no longer worked. And for a while, there wasn’t an obvious replacement.
That left me with a card I wanted to use, but one that was making my financial tracking more annoying.
My Workaround Was Technically Clever, But Also Ridiculous
The especially frustrating part was that there wasn’t an easy export option either. If I could have downloaded a file directly from Bilt and imported it into Quicken, that would have been annoying, but workable.
Instead, I was trying to figure out how to get those transactions into Quicken without typing everything by hand.
So I came up with a workaround.
I asked AI to turn my Bilt statement into a CSV file that Quicken could import.
Was that a clever solution? Maybe.
Was it something I should have needed to do? Absolutely not.
Why This Actually Mattered
And that was really the point of the original post. Bilt wants people to use these cards as part of their regular financial lives. It’s not just a card you pull out once a year to get a bonus.
Between rent, everyday spending and monthly transaction requirements, Bilt is designed for regular use.
But if a card doesn’t work with the tools people use to manage their money, that makes it harder to keep in the rotation.
That’s why I’m glad to say the problem appears to be fixed.
Bilt Is Working With Quicken Again
Now, Bilt cards are connecting properly with Quicken, and transactions are importing as they should.
This is a welcome end to months of asking AI to create a file from my credit card activity so I could track my spending. Now, it’s back to a normal connection.
Honestly, that’s all I wanted.
Final Thoughts
I’m not saying this fixes every concern someone might have about Bilt 2.0. The rollout was still messy, and there were legitimate reasons for people to be frustrated during the transition, not to mention the ongoing issues people are having with Bilt Cash.
But this was one of my biggest practical complaints, and it’s good to see it resolved.
So my AI-created CSV workaround can officially retire.
And in this case, Bilt is back to where it was before changing processors.
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