credit card rewards

Spending $15,000 to earn a free night certificate might sound like a hefty commitment, but when that certificate has no blackout dates, resort fees, or weekend-only restrictions, it becomes a…

After deciding not to keep the Citi Prestige® Card, I had three options: try for a retention offer, downgrade to a no-annual-fee card, or cancel the card entirely. Retention Offer…

Earning points and miles seems easy, right? A few hacks, a few swipes, and you’re rolling in rewards. But here’s the harsh truth: without common sense, your “easy wins” could…

After earning a free night certificate for spending $15,000 on my World of Hyatt Visa, I learned a few lessons that weren’t immediately obvious. Despite hitting the required spending threshold…

One of the things I appreciate most about American Express is their AMEX Offers. Unlike promotions from other credit cards, which can be difficult to redeem or of little value,…

We’ve entered October, which means different things for different people. For Halloween fans, it’s their favorite time of the year. It’s prime time for sports fans, with football getting into…

Sharon and I have been traveling with miles and points for probably close to twenty years. Over the years, Sharon has had to learn that I’ll randomly bring up some…

When it comes to determining what points are worth, I’m reminded of the phrase about opinions (I won’t quote the whole phrase because we try to remain family friend here.…

I recently had to pay the $150 annual fee for my Delta SkyMiles Gold Business American Express card. Here’s why I gladly paid the fee for another year. Honestly, I…

In a world obsessed with material possessions, I’ve come to realize the most valuable things aren’t actually things at all. Instead, I prioritize collecting memories. Experiences, adventures, and moments hold…