The Capital One Venture X card entered the premium travel credit card space with a splash, offering a compelling mix of rewards, perks, and a lower annual fee compared to …
credit card rewards
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Credit Cards
Why the Chase Ink Business Cash Card Is a Must-Have for Earning Ultimate Rewards Points
by joehegby joehegIf you’re like me and prioritize earning transferable points whenever you make purchases, you’ll know how valuable Chase Ultimate Rewards points can be. They’re versatile, valuable, and worth replenishing whenever …
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If you think earning airline miles is all about racking up flights, think again. These days, most U.S. airline programs have traded mileage for money—the more expensive your ticket, the …
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Credit Cards
Hitting the Big Bonuses: A Threshold-Centered Credit Card Plan for 2025
by joehegby joehegIt’s a common theme for bloggers and vloggers to showcase what’s “in their wallets.” Essentially, they go through each card and explain its use. Usually, it’s a mix of maximizing …
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Points & Miles
How Diversifying Your Hotel Points Portfolio Makes Travel Smarter and Cheaper
by joehegby joehegWhen we decided to take a 15-day road trip through the Southwest, we knew we wanted to make the most of our travel budget. The good news? We were able …
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Credit Cards
My Favorite AMEX Offer Is Back: Up to 10% Cashback on Cable & Internet Bills
by joehegby joehegIf you have an American Express card and don’t take advantage of AMEX Offers, you may be leaving hundreds of dollars a year on the table. AMEX Offers are targeted …
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While we’re not in the habit of chasing hotel elite status, having even a basic level of status can come with undeniable perks—like free premium Wi-Fi, complimentary breakfast, or simply …
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Spending $15,000 to earn a free night certificate might sound like a hefty commitment, but when that certificate has no blackout dates, resort fees, or weekend-only restrictions, it becomes a …
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Credit Cards
Why I Switched from the Citi Prestige to the Double Cash (and What I Learned)
by joehegby joehegAfter deciding not to keep the Citi Prestige® Card, I had three options: try for a retention offer, downgrade to a no-annual-fee card, or cancel the card entirely. Retention Offer …
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Earning points and miles seems easy, right? A few hacks, a few swipes, and you’re rolling in rewards. But here’s the harsh truth: without common sense, your “easy wins” could …