When I looked back at my credit card spending for 2025, I knew exactly what I was trying to accomplish. I had mapped out several spending goals, including earning a …
travel rewards
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Delta offers several co-branded credit cards through its partnership with American Express, but not every Delta flyer needs a premium card with a big annual fee. If you’re not chasing …
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Credit Cards
Discover’s Q3 5% Categories Are Live – And Airfare Is Finally Included
by joehegby joehegDiscover’s latest 5% Cashback Bonus categories are now live, and Q3 2026 brings one of the most interesting combinations we’ve seen in years: Gas Stations, Transportation and Drug Stores. While …
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For a while, I’ve been questioning whether it still makes sense to put extra spending on my World of Hyatt credit card. I wasn’t considering canceling the card. The annual …
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Credit Cards
Understanding The Confusing Application Rules For Rewards Credit Cards
by joehegby joehegWhen applying for travel rewards credit cards, the bonus is only part of the story. It’s easy to get distracted by a big welcome offer. Banks know that. They put …
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Credit Cards
Most People Use Amex Membership Rewards The “Wrong” Way — And That’s Great For Us
by joehegby joehegEver wonder why banks keep handing out massive signup bonuses and 5X points on spending, even though we all know points eventually get devalued? Shouldn’t they be tightening the reins …
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If I had to give up one flexible points ecosystem, the answer wouldn’t be as obvious as it once was. For years, my answer probably would have been easier. Chase …
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Cell phone protection is one of those credit card benefits that’s easy to ignore until you need it. Most of us carry phones that cost hundreds, if not over a …
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Credit Cards
Death By 1,000 Cuts: Is It Time To Break Up With Chase Ultimate Rewards And Hyatt?
by joehegby joehegFor years, my easiest answer for why Chase Ultimate Rewards points were valuable was simple: Hyatt. That was the killer app. Sure, Chase has airline partners. You can transfer points …
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Credit Cards
Southwest Premier Card Review: Is The Middle Option Finally Worth Considering?
by joehegby joehegThe Southwest Rapid Rewards Premier Credit Card has always felt like the middle option in Southwest’s lineup. The Plus Card costs less. The Priority Card comes with more perks. That …