One Forgotten Barclays Card Still Has an Unusual Transfer Option

by joeheg

Most people think of Barclays as a bank that issues airline cards or simple fixed-value travel cards. But one forgotten Barclays product still does something you might not expect: it lets cardholders transfer points to airline loyalty programs.

That’s unusual because Barclays has never really been part of the same transferable-points conversation as Chase, American Express, Citi, Capital One or Bilt. Yet if you still have the discontinued Barclays Arrival Plus card, you may have access to a small list of airline transfer partners.

And while the transfer ratios aren’t great, the existence of this feature alone is surprising—and could come in handy in the right situation.

An Unexpected Transfer Option

When most of us think about the Barclays Arrival Plus, we think about redeeming points to cover travel purchases. That’s what the card was known for. So seeing an option to move points to airline programs feels a little out of place.

a group of logos on a white background

Here are the transfer options currently showing in the Barclays redemption portal:

  • Air France/KLM Flying Blue – 7,000 Arrival miles for 5,000 miles
  • Etihad Guest – 7,000 Arrival miles for 5,000 miles
  • Qantas Frequent Flyer – 7,000 Arrival miles for 5,000 miles
  • EVA Air Infinity MileageLands – 7,000 Arrival miles for 5,000 miles
  • Aeromexico Rewards – 8,000 Arrival miles for 5,000 miles
  • Air Canada Aeroplan – 8,500 Arrival miles for 5,000 miles
  • Japan Airlines Mileage Bank – 11,500 Arrival miles for 5,000 miles

Those aren’t especially favorable transfer ratios, so this is probably not the best use of Arrival points in most situations. But the fact that the option exists at all is what makes it interesting.

Why This Stands Out

The Arrival Plus was never marketed as a card for maximizing award charts or transferring points to partners. It was designed to be simple. You earned 2 miles per dollar on purchases, then redeemed those miles at a fixed rate toward travel purchases.

That made it appealing to people who didn’t want to learn the ins and outs of airline alliances or hotel sweet spots. Instead of figuring out which partner offered the best value, you could just use your points to wipe eligible travel charges off your statement.

That’s why this transfer feature feels so unusual. It gives a card that was built around simplicity a small foothold in the transferable-points world.

How Arrival Plus Points Are Usually Worth The Most

For most cardholders, the better value is still in using Arrival Plus points as Barclays originally intended.

When you redeem points to erase eligible travel purchases, Arrival Plus points are worth 1 cent each. So 10,000 points can cover $100 in travel charges.

If you redeem for a regular statement credit instead, the value drops to 0.5 cents each. In other words, 5,000 points gets you just $25 in cash back.

Barclays also gives cardholders a 5% rebate on redeemed points, regardless of whether you redeem for travel statement credits, cash back statement credits or transfers. That softens the blow a little, but it still usually won’t be enough to make the airline transfers the best-value option.

A Discontinued Card That’s Still Out There

The Barclays Arrival Plus is no longer open to new applicants, but that doesn’t mean it’s gone. Plenty of people still have the card from years ago. Others may have wound up with it through product changes from older Barclays cards.

So while this isn’t a card you can apply for today, it’s still relevant for anyone who has one sitting in a drawer and hasn’t checked the redemption options in a while.

That’s part of what makes this worth revisiting. Many people still think of the Arrival Plus as just a travel statement credit card and may not realize Barclays added this extra redemption option.

Is It Ever Worth Transferring?

an airplane with cartoon characters on it

In most cases, probably not.

If you can get 1 cent per point toward travel purchases, it’s hard to justify giving up value for transfer ratios like 7,000 to 5,000 or 8,500 to 5,000. The math usually won’t work in your favor.

Still, there are a few cases where it might make sense. Maybe you only need a few more miles in a specific program to book an award. Maybe you value access to a niche program more than squeezing out every last bit of value. Or maybe you just want another way to use points that would otherwise sit unused.

That doesn’t make Arrival Plus a great transfer card. But it does make it more flexible than many people probably realized.

Final Thought

The Barclays Arrival Plus was always known as a simple fixed-value travel card, not a points-transfer powerhouse. That’s exactly why its airline transfer option is so surprising.

The transfer ratios aren’t great, and most cardholders will likely still come out ahead by redeeming points to offset travel purchases. But if you still have this discontinued card, it’s a reminder that some “boring” products can still have a few unexpected tricks left.

And for a card most people think of as little more than a travel cash back card, that’s a pretty surprising twist.

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