American Express cards have a reputation for offering valuable perks… but only if you actually use them. Over the past few years, Amex has increased the annual fees on its …
Credit Cards
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Credit Cards
The Easiest Way to Track Your Hyatt Card’s $15K Free Night Requirement
by joehegby joehegIf you have the World of Hyatt Credit Card, there’s a simple reason you might push spend onto it near the end of the year: the card can earn you …
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There are a lot of reasons to collect transferable points. For me, there’s really only one that matters: When I find award space, I want to be able to move …
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Credit Cards
Amex Platinum Warning: Use Your Saks Credit Now (and Don’t Hoard Gift Cards)
by joehegby joehegIf you have the Amex Platinum Card, there’s a decent chance you’ve had this exact thought twice a year: “Okay… what am I buying at Saks Fifth Avenue this time?” …
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Credit Cards
Amex Upgrade Offers Explained: Bonuses, Pitfalls, and Real Examples
by joehegby joehegOne of the easiest ways to earn a big stash of points or miles is by grabbing a strong sign-up bonus. Apply, hit the minimum spend, collect the rewards, repeat …
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We’ve reached that time of year again—the annual tradition of panicked realizations. Many AMEX Platinum and Business Platinum cardholders are scrambling because the $200 Airline Fee Credit resets at the …
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If you’ve been around Citi’s ThankYou ecosystem for a while, you probably still think of this card as “the Citi Premier.” Citi has since refreshed and renamed it the Citi …
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Credit Cards
Why a Targeted Offer Made Me Reconsider the Marriott Bonvoy Brilliant (and Its $650 Fee)
by joehegby joehegI never thought I’d be considering the Marriott Bonvoy Brilliant again. We ditched this card back in 2023, right around the time the annual fee jumped to $650. Not because …
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Credit Cards
The Easy Way to Make Your Chase Ultimate Rewards Points More Valuable
by joehegby joehegSeveral no-annual-fee Chase cards can be great Ultimate Rewards earners. The problem is that those no-fee UR cards can’t transfer points to airline/hotel partners unless you also have a premium …
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If you’ve been holding onto The Ritz-Carlton Credit Card largely because of its lounge access perks, here’s some bad news: Chase is cutting back one of the card’s best (and …