I originally wrote this post in 2019, and then updated it in 2020, when airlines and hotels were practically giving away elite status due to the pandemic. Back then, I …
travel credit cards
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    If you’ve been in the points and miles game for a while, you probably have at least one credit card that’s no longer available to new applicants. I call these … 
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    As I take a closer look at my travel credit cards and the benefits they provide, I’m realizing that just breaking even is no longer a good enough reason to … 
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    Credit CardsBest Credit Cards for Cell Phone Protection: Premium, Business, and No-Fee Optionsby joehegby joehegIn today’s world, a smartphone is essential for staying connected, managing tasks, and managing finances. If you’re a frequent traveler, it also can be used as your room key, boarding … 
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    Credit CardsIs the Capital One Venture X Still a Top Luxury Travel Card in 2025?by joehegby joehegThe Capital One Venture X card entered the premium travel credit card space with a splash, offering a compelling mix of rewards, perks, and a lower annual fee compared to … 
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    Travel TechHow to Manage Multiple Priority Pass Digital Accounts (And Avoid Lounge Access Hassles)by joehegby joehegMany travel credit cards offer a Priority Pass Select membership, but not all memberships provide the same benefits. Some cards still include restaurant credits, while others offer full access to … 
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    When traveling outside of your home country, figuring out how much things cost in relation to your currency can be difficult. You need to know the current conversion rate between … 
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    American Express cards have a reputation for offering valuable perks, but it requires effort to maximize them. Over the past few years, AMEX has increased the annual fees on its … 
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    LoungesRitz-Carlton Card’s Unlimited Priority Pass Guest Benefit: Finally Confirmed?by joehegby joehegThe Ritz-Carlton Credit Card is one of the best-kept secrets in travel rewards, and for good reason—you can no longer apply for it. This exclusivity dates back to 2018, during … 
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    If you’re a travel point collector, you always want to maximize the number of points earned with each purchase. This means using the correct credit card for each spending category. …