Loyalty programs, whether they belong to airlines, hotels, or credit card issuers, are highly sophisticated data and analytics operations. Before they offer any benefit, they’ve already calculated how much it’ll …
travel credit cards
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Points & Miles
When Everyone’s Elite, No One Is: How Credit Cards Changed Travel Loyalty
by joehegby joehegI originally wrote this post in 2019, and then updated it in 2020, when airlines and hotels were practically giving away elite status due to the pandemic. Back then, I …
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If you’ve been in the points and miles game for a while, you probably have at least one credit card that’s no longer available to new applicants. I call these …
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As I take a closer look at my travel credit cards and the benefits they provide, I’m realizing that just breaking even is no longer a good enough reason to …
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Credit Cards
Best Credit Cards for Cell Phone Protection: Premium, Business, and No-Fee Options
by joehegby joehegIn today’s world, a smartphone is essential for staying connected, managing tasks, and managing finances. If you’re a frequent traveler, it also can be used as your room key, boarding …
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Credit Cards
Is the Capital One Venture X Still a Top Luxury Travel Card in 2025?
by joehegby joehegThe Capital One Venture X card entered the premium travel credit card space with a splash, offering a compelling mix of rewards, perks, and a lower annual fee compared to …
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Travel Tech
How to Manage Multiple Priority Pass Digital Accounts (And Avoid Lounge Access Hassles)
by joehegby joehegMany travel credit cards offer a Priority Pass Select membership, but not all memberships provide the same benefits. Some cards still include restaurant credits, while others offer full access to …
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When traveling outside of your home country, figuring out how much things cost in relation to your currency can be difficult. You need to know the current conversion rate between …
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American Express cards have a reputation for offering valuable perks, but it requires effort to maximize them. Over the past few years, AMEX has increased the annual fees on its …
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Lounges
Ritz-Carlton Card’s Unlimited Priority Pass Guest Benefit: Finally Confirmed?
by joehegby joehegThe Ritz-Carlton Credit Card is one of the best-kept secrets in travel rewards, and for good reason—you can no longer apply for it. This exclusivity dates back to 2018, during …